OVER 50s COVER

Sometimes your medical history will make it difficult or impossible to get accepted for traditional life insurance. If you are over 50 years old with any serious medical conditions you may want to apply for an over 50s life insurance policy. To put it simply, over 50s policies guarantee to accept you immediately with no underwriting or medical checks.

Normally, over 50s policies are used to cover funeral costs so your family won’t have to. Although there are advantages with being accepted immediately, over 50s life insurance policies are more expensive than standard policies. If you are over 50 and have non-serious health issues you may want to choose a standard life insurance policy.